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Monday, November 21, 2011

Financial Doers vs. Financial Dreamers

Dan Kadlec for Time Moneyland:

TD Ameritrade separated financial doers from financial dreamers by identifying eight sound money practices. Doers engage in at least five of these behaviors; dreamers engage in just four or fewer. Where do you fit in? The behaviors:

  • Act more like a saver than a spender
  • Live within your means
  • Automatically deposit money into savings each month
  • Stick to a budget
  • Track household expenses
  • Pay off credit card debt in a timely way
  • Regularly contribute to a 401(k)
  • Have contributed to an IRA

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